Spousal Maintenance Payments Solicitors
Spousal maintenance is designed to help financially support the lower-income party and depending on circumstances can be a solution for the short or long term.
Spousal Maintenance Family Law Solicitors
At Rowlinsons our friendly family law department has many years of experience in advising divorcing couples on spousal maintenance.
Choosing Rowlinsons means you get a highly qualified, professional team on your side taking care of every technical legal aspect while remaining sensitive to your personal needs.
Whether you want long-term financial security with a joint lives spousal maintenance order or the finality of a clean break we will ensure your experience is as straightforward and stress-free as possible.
For help with all matters concerning spousal maintenance get in touch today or arrange a call back. We also have meeting facilities in North Wales to provide a welcoming, confidential space for our family law clients.
What is spousal maintenance?
Spousal maintenance is an ongoing payment made by the financially stronger party in a divorce to help the one with fewer financial resources pay for their living costs if they can’t otherwise support themselves.
The courts are frequently tasked with the difficult question of whether maintenance should be paid to a former spouse or civil partner following divorce or dissolution of a civil partnership and, if so, how much and for how long.
Following a divorce or dissolution of a civil partnership, where a former spouse or civil partner has insufficient income to support themselves, the financially stronger person within the relationship may agree, or may be ordered, to pay ongoing maintenance payments.
A lot of couples prefer to achieve a clean break so that they can each be financially independent. The Court have an overriding objective to consider whether a clean break Order is possible. In some situations it isn’t possible to achieve complete financial independence. In these circumstances, the question of spousal maintenance will need to be considered.
Spousal maintenance remains, and no doubt always will be, a highly contentious issue. You should always seek expert legal advice where spousal maintenance might be involved.
If an agreement on the amount or term can’t be reached through divorce proceedings or mediation a court can make an order specifying the amount and duration for payments.
Funding outgoings after separation
Separating finances is one of the most challenging aspects of a divorce. Suddenly, having to fund two households with the same income used for just one is especially difficult.
One spouse may stay in the marital home while the other gets their own place. Outgoings that were once shared are now a separate obligation for each. This means separating spouses will need to sort out how bills and finances will be dealt with in the meantime before the financial settlement is agreed.
The first step is to identify the extent of the outgoings for each separate household. This would include the rent or mortgage and utility bills as well as other reasonable living expenses such as food, clothing, and anything else deemed essential.
There are different options for funding financial responsibilities after separating. Using a joint bank account for outgoings can be a simple solution, but perhaps not always suitable. This only works if the split is amicable and there is trust between the couple.
The risk is that one party might make large withdrawals without agreement or misuse an overdraft. In this case, couples may want to close the joint account and open individual accounts to manage their outgoings.
Short-term spousal maintenance
Another option would be for the higher earner to pay spousal maintenance directly to their ex-partner to cover his or her expenses. This amount may be agreed between the two, taking into account the relevant expenses. If you cannot reach an agreement on spousal maintenance the Family Court can make a short-term spousal maintenance order known as a maintenance pending suit.
We can advise about short-term and long-term spousal maintenance options during divorce proceedings. Our expert team know how to navigate spousal maintenance issues at all stages to help the lower-income spouse establish financial security while protecting the interests of both parties.
How is spousal maintenance calculated?
Working out how much maintenance should be paid is a careful balancing act between the needs, resources, and obligations of each party.
There is no strict formula for calculating spousal maintenance. How much you will have to pay or receive will depend on a range of factors and the court can use its discretion when considering these.
No rule says income should be divided equally. If a former spouse believes they will get half the income of their higher earning ex, they should lower their expectations. The court will strive for a fair outcome, but fairness does not mean a 50/50 split.
In the long term, the amount of spousal maintenance paid could vary from the temporary spousal maintenance you received at first depending on how other assets are distributed in the financial settlement.
How much spousal maintenance will be paid?
The amount of spousal maintenance to be paid depends on the recipient’s reasonable expenses, current income and earning potential. The court will factor in the payer’s net income, needs and financial obligations.
They will also look at the recipients’ ability to generate income and any other unearned income such as child support, universal credit, child benefit, and any assets or investments that could generate an income.
The potential earnings of a spousal maintenance recipient is a touchy subject. It will be expected that the recipient tries their best to increase their income to meet their own financial needs.
On the one hand, a court will not expect the main caregiver with young children to work full-time. But on the other hand, once the kids are school age, it is reasonable to expect them to find a job that fits around school hours, particularly if the other parent can deal with childcare too.
Typically, payments will be decided as a set monthly amount, although they can also be expressed as a percentage of the payer’s income.
Who is entitled to spousal maintenance?
Either party in a divorce can apply for spousal maintenance. The purpose of spousal maintenance is to ensure that the financial needs of the lower-income spouse are met until they can reasonably be expected to cover these themselves.
Until now, the financially weaker spouse may have been unable to generate an income for any number of reasons including supporting their spouse by running the household. This could be the partner who chose to stay at home to raise the children instead of pursuing a career and is either just starting out again in the world of work, taking time to retrain or does not have their own source of income yet.
If the main caregiver is still busy raising children, this will curtail their ability to find gainful employment to cover all their expenses. Likewise, someone with a disability may not be able to work either.
How is spousal maintenance distributed?
Spousal maintenance can be paid on a regular basis, for example monthly or as a lump sum. The payment of a lump sum, or capitalized spousal maintenance, can achieve a a clean break and that closes any further applications for spousal maintenance and gives finality to the process, which can be desirable in some cases.
Once it’s been agreed that ongoing spousal maintenance should be paid, the next step is determining the duration of payments and the nature of the spousal maintenance order.
Depending on the type of spousal maintenance order it could last a lifetime or for a fixed term.